Pet Insurance 

Better Pet Health Starts with a Better Plan

Our pets hold a special place in our hearts. As they go through different stages in their lives, there can be both joys and challenges. The good news is that you can prepare for challenging moments by securing a cat and dog insurance plan.

Cat and dog insurance serves as a form of healthcare coverage for your furry companions. It helps offset expenses related to specific illnesses or veterinary treatments. This not only makes pet healthcare more budget-friendly but also provides you with additional quality time with your beloved pet. Embrace Pet Insurance offers comprehensive coverage for both dogs and cats. It can be tailored to suit your budget and specific requirements.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

What Does Cat and Dog Insurance Cover?

Embrace Pet Insurance offers comprehensive coverage that ensures peace of mind for both you and your furry companions. Here’s how our cat and cat and dog insurance benefits you:

  • Accidents & Injuries: Be prepared for unexpected incidents such as broken bones or accidental ingestion of harmful substances. Our insurance covers these situations, assisting with the costs of necessary treatment.
  • Illnesses & Conditions: We address non-pre-existing illnesses and conditions, whether they occur suddenly or are chronic, providing support for veterinary treatment expenses.
  • Dental Accidents & Illnesses: Recognizing the importance of dental health, our insurance includes coverage for dental accidents and illnesses, guaranteeing your pets receive essential dental care.
  • Cancer: Managing cancer can be emotionally and financially challenging. With our insurance, you’ll receive assistance in managing the expenses associated with cancer treatment.
  • Vet Visit Fees: Regular visits to the vet are crucial for preventive care and early issue identification. Our insurance covers vet visit fees, enabling you to prioritize your pet’s health without financial strain.
  • Tests, Procedures, & Treatments: Whether it’s diagnostics, surgeries, or ongoing treatments, our insurance encompasses a wide range of medical procedures, allowing you to provide the necessary care.
  • Follow-up Care: After a procedure or treatment, follow-up care is essential for complete recovery. Our insurance covers the expenses of follow-up visits and treatments.
  • No Network Limitations: We respect your choice of veterinarian. With our insurance, you have the freedom to visit any licensed vet you trust.
  • Up to 90% Reimbursement: Embrace Pet Insurance offers up to 90% reimbursement for eligible veterinary bills, depending on your chosen coverage. This generous reimbursement eases costs, ensuring you can provide optimal care for your pets. Your peace of mind remains our priority.

How Much Does
Cat and Dog Insurance Cost?

Certain plans start at just $1 per day, and Embrace Pet Insurance is dedicated to providing personalized policies for your pet(s). Insurance expenses can vary based on several factors:

  • Animal Type: Different species of animals have unique healthcare needs and associated costs. The price of insurance differs for dogs, cats, birds, reptiles, and other exotic pets due to variations in medical treatments and potential health risks among these animal types.
  • Pet Gender: Surprisingly, your pet’s gender can influence insurance costs. Certain breeds may have specific health concerns more commonly associated with males or females, potentially impacting pricing. Moreover, if you’re insuring a pet capable of reproduction, gender may play a role due to potential expenses related to pregnancy.
  • Age: Your pet’s age is a critical factor in determining insurance costs. Younger pets typically have lower premiums because they are less likely to have pre-existing conditions or age-related health issues. As pets age, insurance costs tend to increase due to a higher likelihood of health problems.
  • Breed: Different breeds have varying genetic predispositions to specific health conditions. Purebred pets might incur higher insurance costs due to potential hereditary health concerns. Additionally, larger breeds could face higher premiums as they are more prone to certain musculoskeletal issues.
  • Geographic Location: Where you reside can impact the cost of pet insurance. Veterinary care expenses can vary significantly based on location. Urban areas may have higher costs due to increased demand and operating expenses, while rural areas may offer more affordable options.

Pet Insurance Can
Help Save You Money.

In search of budget-friendly pet insurance? Simply answer a few questions, and our system will automatically apply coverage discounts. Plus, you can stack discounts, allowing your pet to benefit from more than one.

Annual Pay Discount Embrace Pet Insurance provides flexible plans tailored to your budget. However, there are occasions when paying in full can offer extra benefits.

Multiple Pet Discount Owning multiple pets can be demanding, particularly when you have more than one. Embrace Pet Insurance can alleviate some of the challenges by offering a multiple pet discount, making it a bit more manageable.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Select direct deposit to get paid back in 2 days once your claim is approved.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

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