Pet Insurance 

Better Pet Health Starts with a Better Plan

Our beloved pets hold a special place in our hearts, akin to family members. While every stage of their lives brings its share of joys, there may also be challenges along the way. The good news is that you can prepare for some of these hurdles by securing a pet insurance plan.

Think of pet insurance as akin to health insurance for your furry companions. It can assist in covering expenses related to specific illnesses or veterinary treatments, making healthcare for your pets more financially manageable and allowing for additional quality time with your beloved four-legged friends. Embrace Pet Insurance offers comprehensive coverage for both dogs and cats, allowing you to tailor the plan to suit your budget and specific needs.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

What Does Pet Insurance Cover?

Protect your dog’s well-being with our Philadelphia, PA dog insurance, providing comprehensive coverage for your peace of mind. Here’s what our insurance includes:

  • Accidents & Injuries: Covering unexpected incidents like broken bones or accidental ingestion of harmful substances, we assist with the expenses of treating these unforeseen events.
  • Illnesses & Conditions: Managing illnesses and conditions that aren’t pre-existing, our insurance supports the costs of veterinary treatment for sudden illnesses or ongoing conditions.
  • Dental Accidents & Illnesses: Recognizing the importance of dental health, our insurance includes coverage for dental accidents and illnesses, ensuring your pets receive necessary dental care.
  • Cancer: Dealing with cancer can be emotionally and financially taxing. With our insurance, you’ll receive assistance in managing treatment costs.
  • Vet Visit Fees: Crucial for preventive care and early issue detection, our insurance covers vet visit fees, allowing you to prioritize your pet’s health without financial strain.
  • Tests, Procedures, & Treatments: Covering a wide range of medical procedures, including diagnostic tests, surgeries, or ongoing treatments, our insurance ensures you can provide essential care.
  • Follow-up Care: Necessary for complete recovery after a procedure or treatment, our insurance covers the costs of follow-up visits and treatments.
  • No Network Restrictions: We respect your choice of veterinarian. With our insurance, you’re free to visit any licensed vet you trust.
  • Up to 90% Reimbursement: With Embrace Pet Insurance, you can receive up to 90% reimbursement for eligible vet bills, depending on your chosen coverage. This generous reimbursement alleviates costs, enabling you to provide the best care possible for your pets.

How Much Does
Pet Insurance Cost?

Some plans start as low as $1 a day. To provide you with the best pet insurance, Embrace Pet Insurance offers personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:

  • Animal Type: Various species of animals have their own distinct healthcare requirements, leading to differences in insurance expenses. Dogs, cats, birds, reptiles, and other exotic pets may necessitate different medical interventions, resulting in varying costs.
  • Pet Gender: Surprisingly, the gender of your pet can impact insurance rates. Certain health issues may be more prevalent in either male or female animals of specific breeds, influencing pricing. Additionally, if your pet is capable of reproduction, gender may introduce additional expenses related to potential pregnancy.
  • Age: The age of your pet is a crucial factor in determining insurance premiums. Younger pets typically have lower premiums as they are less likely to have pre-existing conditions or age-related health concerns. Conversely, as pets age, insurance costs tend to rise due to an increased risk of health issues.
  • Breed: Different breeds exhibit unique genetic predispositions to specific health conditions, which can affect insurance costs. Purebred pets may face higher expenses due to potential hereditary health issues, while larger breeds might incur increased premiums.
  • Geographic Location: The cost of pet insurance can fluctuate based on your geographical location. Veterinary care expenses may vary significantly depending on where you reside. Urban areas may have higher costs due to greater demand and operating expenses, while rural locales may offer more economical options.

Pet Insurance Can
Help Save You Money.

Seeking budget-friendly pet insurance? Simply answer a few questions, and coverage discounts will be automatically applied. These discounts can be combined, allowing your pet to benefit from multiple savings.

Annual Pay Discount While Embrace Pet Insurance provides customizable plans to suit your financial needs, there are times when paying in full can be advantageous.

Multiple Pet Discount Managing multiple pets can be demanding, particularly if you have more than one. Embrace Pet Insurance offers assistance by providing a multi-pet discount to alleviate some of the challenges.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Select direct deposit to get paid back in 2 days once your claim is approved.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

Central Bark® Whole Dog Care

Our Whole Dog Care approach offers a full range of fun and personalized products and services. These promote your dog’s physical, mental, and emotional health and happiness throughout their entire life.