Pet Insurance 

Better Pet Health Starts with a Better Plan

Our beloved pets are integral members of our family, bringing joy to each stage of their lives. However, as they age, certain challenges may arise. Fortunately, you can proactively address potential difficulties by securing a pet insurance plan.

Pet insurance functions similarly to health insurance for your furry companions, covering expenses related to specific illnesses or veterinary treatments. This not only makes healthcare more financially accessible but also grants you additional precious moments with your four-legged family members. Embrace Pet Insurance provides inclusive coverage for both dogs and cats, allowing you to customize plans that align with your budget and specific requirements.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

What Does Pet Insurance Cover?

Embrace your dog’s well-being with our Oakdale, MN dog insurance, offering comprehensive coverage for your peace of mind. Here’s what our insurance looks after:

  • Accidents & Injuries: Covering unforeseen mishaps like broken bones or accidental ingestion of harmful substances, we assist with the costs of treating these unexpected events.
  • Illnesses & Conditions: Managing illnesses and conditions that aren’t pre-existing, our insurance supports the costs of veterinary treatment for sudden illnesses or long-term conditions.
  • Dental Accidents & Illnesses: Acknowledging the importance of dental health, our insurance includes coverage for dental accidents and illnesses, ensuring your pets receive the necessary dental care.
  • Cancer: Coping with cancer can be emotionally and financially challenging. With our insurance, you’ll receive support in managing treatment costs.
  • Vet Visit Fees: Essential for preventive care and early issue detection, our insurance covers vet visit fees, allowing you to prioritize your pet’s health without financial stress.
  • Tests, Procedures, & Treatments: Covering a broad range of medical procedures, including diagnostic tests, surgeries, or ongoing treatments, our insurance ensures you can provide necessary care.
  • Follow-up Care: Essential for complete recovery after a procedure or treatment, our insurance covers the costs of follow-up visits and treatments.
  • No Network Restrictions: We respect your choice of veterinarian. With our insurance, you’re free to visit any licensed vet you trust.
  • Up to 90% Reimbursement: With Embrace Pet Insurance, you can receive up to 90% reimbursement for eligible vet bills, depending on your chosen coverage. This generous reimbursement eases costs, allowing you to provide the best care possible for your pets.

How Much Does
Pet Insurance Cost?

Certain insurance plans start at just $1 per day, and Embrace Pet Insurance is dedicated to providing tailored policies for your pet(s). The expenses associated with insurance can vary based on several factors:

  • Animal Type: Different species of animals have unique healthcare needs, leading to variations in insurance costs. Dogs, cats, birds, reptiles, and other exotic pets may incur different expenses due to distinct medical treatments and potential health risks associated with each type.
  • Pet Gender: Surprisingly, the gender of your pet can impact insurance costs. Specific health concerns may be more prevalent in either males or females of certain breeds, potentially influencing pricing. Furthermore, if your pet is capable of reproduction, gender may play a role, introducing potential expenses related to pregnancy.
  • Age: Your pet’s age is a crucial determinant of insurance costs. Younger pets generally incur lower premiums as they are less likely to have pre-existing conditions or age-related health issues. With aging, insurance costs typically rise due to an increased likelihood of health problems.
  • Breed: Different breeds carry varying genetic predispositions to specific health conditions, affecting insurance costs. Purebred pets may face higher expenses due to potential hereditary health concerns, while larger breeds could encounter increased premiums due to a higher susceptibility to certain musculoskeletal issues.
  • Geographic Location: The cost of pet insurance can be influenced by your location. Veterinary care expenses may significantly vary based on your geographical area. Urban settings may incur higher costs due to heightened demand and operating expenses, while rural areas may offer more budget-friendly options.

Pet Insurance Can
Help Save You Money.

On the hunt for budget-friendly pet insurance? Answer a few questions, and coverage discounts are automatically applied. Plus, these discounts can be stacked, ensuring your pet enjoys more than one.

Annual Pay Discount Opt for the Annual Pay Discount with Embrace Pet Insurance for plans that match your budget. And here’s a money-saving tip: sometimes, it’s rewarding to pay in full.

Multiple Pet Discount Managing multiple pets can be a challenge, but Embrace Pet Insurance makes it a bit easier with a discount specifically for multiple pets. Keep things simple and affordable for your furry companions.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Select direct deposit to get paid back in 2 days once your claim is approved.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

Central Bark® Whole Dog Care

Our Whole Dog Care approach offers a full range of fun and personalized products and services to promote your dog’s physical, mental, and emotional health and happiness throughout their entire life.