Pet Insurance 

Better Pet Health Starts with a Better Plan

Our pets are an integral part of the family, bringing joy at every life stage, yet occasionally, challenges arise. The good news is, you can prepare for some of the more demanding times by securing a pet insurance plan.

Think of pet insurance as akin to human health insurance, safeguarding your beloved pets against the financial burden of specific illnesses or veterinary treatments. This ensures more affordable healthcare for your furry family members and extends the quality time you can share with them. Embrace Pet Insurance offers comprehensive coverage for your dogs and cats, customizable to suit your budget and unique requirements.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

What Does Pet Insurance Cover?

Embrace Pet Insurance delivers all-encompassing coverage that prioritizes your peace of mind. Here’s how our cat and dog insurance benefits both you and your beloved companions:

  • Accidents & Injuries: Stay prepared for unforeseen incidents like broken bones or accidental ingestion of harmful substances. Our insurance covers these situations, alleviating the financial burden of necessary treatment.
  • Illnesses & Conditions: We address non-pre-existing illnesses and conditions, whether they emerge suddenly or are chronic, offering support for veterinary treatment expenses.
  • Dental Accidents & Illnesses: Recognizing the importance of dental health, our insurance includes coverage for dental accidents and illnesses, ensuring your pets receive essential dental care.
  • Cancer: Managing cancer can be emotionally and financially taxing. With our insurance, you’ll receive assistance in handling the expenses associated with cancer treatment.
  • Vet Visit Fees: Regular vet visits are vital for preventive care and early issue identification. Our insurance covers vet visit fees, allowing you to prioritize your pet’s health without financial strain.
  • Tests, Procedures, & Treatments: Whether it’s diagnostics, surgeries, or ongoing treatments, our insurance encompasses a wide range of medical procedures, empowering you to provide the necessary care.
  • Follow-up Care: After a procedure or treatment, follow-up care is essential for complete recovery. Our insurance covers the expenses of follow-up visits and treatments.
  • No Network Limitations: We respect your choice of veterinarian. With our insurance, you have the freedom to visit any licensed vet you trust.
  • Up to 90% Reimbursement: Embrace Pet Insurance offers reimbursement of up to 90% for eligible veterinary bills, depending on your chosen coverage. This generous reimbursement helps alleviate costs, ensuring you can provide optimal care for your pets. Your peace of mind is our utmost priority.

How Much Does
Pet Insurance Cost?

Select Plans from Just $1 per Day, and Embrace Pet Insurance is dedicated to tailoring policies for your pet(s), leading to insurance costs influenced by several key factors:

  • Animal Type: Distinct species of animals have distinct healthcare requirements and associated expenses. Insurance prices differ for dogs, cats, birds, reptiles, and other exotic pets, reflecting disparities in medical treatments and potential health risks among these various animal types.
  • Pet Gender: Surprisingly, your pet’s gender can impact insurance costs. Some breeds may exhibit specific health concerns more frequently in males or females, potentially affecting pricing. If you’re insuring a pet capable of reproduction, gender might also play a role, considering potential expenses related to pregnancy.
  • Age: Your pet’s age is a pivotal factor in determining insurance expenses. Younger pets typically enjoy lower premiums, as they are less likely to have pre-existing conditions or age-related health issues. As pets grow older, insurance costs tend to rise due to an increased likelihood of health problems.
  • Breed: Different breeds possess varying genetic predispositions to specific health conditions. Purebred pets may face higher insurance costs due to potential hereditary health concerns. Furthermore, larger breeds might incur higher premiums due to an elevated susceptibility to certain musculoskeletal issues.
  • Geographic Location: Your place of residence can affect the price of pet insurance. Veterinary care expenses may vary significantly by location. Urban areas may experience higher costs due to greater demand and increased operational expenses, whereas rural areas may provide more budget-friendly options.

Pet Insurance Can
Help Save You Money.

In Search of Cost-Effective Pet Insurance? Simply answer a few questions, and our system will automatically apply coverage discounts. Plus, these discounts can be combined, allowing your pet to benefit from multiple savings.

Annual Pay Discount Embrace Pet Insurance provides budget-friendly, tailored plans. Paying in full can be a rewarding choice.

Multiple Pet Discount Managing multiple pets can be demanding. Embrace Pet Insurance eases the challenge by offering a discount for multi-pet coverage.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Select direct deposit to get paid back in 2 days once your claim is approved.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

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