Dog Insurance 

Better Pet Health Begins with Comprehensive Dog Insurance Plans

Just as family members, our dogs hold a special place in our hearts. While each life stage brings joy, it can also come with challenges. The positive aspect is that you can proactively address some of these tougher moments by establishing a dog insurance plan.

Dog insurance functions similarly to health coverage for your pets, assisting with expenses related to specific illnesses or veterinary treatments. This affordability can improve your pet’s healthcare, providing you with more cherished moments with your beloved four-legged companions.

Embrace Pet Insurance offers comprehensive coverage for both dogs and cats, allowing customization to align with your budget and specific requirements.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

dog insurance

What Does Dog Insurance Cover?

Embrace’s dog insurance in Charlotte-Matthews offers extensive coverage, providing you with peace of mind. Here’s what our insurance covers:

  • Accidents & Injuries: Coverage for unforeseen incidents like broken bones or accidental ingestion of harmful substances, assisting with treatment expenses.
  • Illnesses & Conditions: Addressing non-pre-existing illnesses and conditions, whether they are sudden or chronic, and helping with veterinary treatment costs.
  • Dental Accidents & Illnesses: Comprehensive dental coverage, ensuring your pets receive essential dental care for accidents and illnesses.
  • Cancer: Assistance in managing the emotional and financial demands of cancer treatment.
  • Vet Visit Fees: Coverage for regular veterinary visits, crucial for preventive care and early issue identification, without financial strain.
  • Tests, Procedures, & Treatments: Encompassing a wide range of medical procedures, including diagnostics, surgeries, and ongoing treatments, to ensure your pets receive necessary care.
  • Follow-up Care: Covering the expenses of follow-up visits and treatments after a procedure or treatment.
  • No Network Limitations: Freedom to choose any licensed veterinarian you trust.
  • Up to 90% Reimbursement: Embrace Pet Insurance offers up to 90% reimbursement for eligible veterinary bills, based on your chosen coverage. This generous reimbursement eases costs, allowing you to provide optimal care for your pets.

What’s the Price of Dog Insurance?

Some plans start at just $1 per day. At Embrace Pet Insurance, we commit to providing customized policies for your pet(s), which means insurance costs vary based on several key factors:

  • Animal Type: The healthcare needs and associated costs can vary widely among different species of animals. This variation stems from differences in medical treatments and potential health risks.
  • Pet Gender: Surprisingly, the gender of your pet can influence insurance costs. Some breeds may have specific health concerns more commonly associated with males or females, which could affect pricing. Gender might also play a role if you’re insuring a pet capable of reproduction, considering potential pregnancy-related expenses.
  • Age: Your pet’s age is a critical factor in determining insurance costs. Younger pets typically have lower premiums since they are less likely to have pre-existing conditions or age-related health issues. As pets age, insurance costs tend to rise due to an increased likelihood of health problems.
  • Breed: Different breeds may have varying genetic predispositions to certain health conditions. Purebred pets might have higher insurance costs due to potential hereditary health concerns. Larger breeds could also have higher premiums because they are prone to specific musculoskeletal issues.
  • Geographic Location: Your location can impact the cost of pet insurance. Veterinary care costs can vary significantly based on location. Urban areas might have higher costs due to increased demand and higher operating expenses, while rural areas might offer more affordable options.

Pet Insurance Can
Help Save You Money.

Budget-Friendly Coverage: Looking for affordable pet insurance? Complete a brief questionnaire for instant coverage discounts. You can also combine these discounts, providing your pet with the advantage of multiple savings.

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Yearly Payment Benefits: Embrace Pet Insurance offers flexible plans that suit your budget. However, paying the full amount upfront can bring you additional savings.

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Multi-Pet Convenience: Managing multiple pets can be challenging. Embrace Pet Insurance eases the burden by providing a multi-pet discount, making the task a bit more manageable.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

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Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

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How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Choose direct deposit to receive your reimbursement within 2 days once we approve your claim.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

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