Pet Insurance 

Better Pet Health Starts with a Better Plan

Our pets hold a special place in our families. While each life stage brings joy, there might also be challenges along the way. Fortunately, planning ahead can ease some of these moments by securing a pet insurance plan.

Pet insurance functions akin to health insurance for your beloved animals, covering expenses related to specific illnesses or veterinary treatments. This makes pet healthcare more accessible, ensuring additional quality time with your furry family members. Embrace Pet Insurance provides comprehensive coverage for dogs and cats, customizable to suit both your budget and your pet’s needs.

Embrace is Here to Help.

By clicking the button above you will leave and be directed to the Embrace website*

What Does Pet Insurance Cover?

Embrace Pet Insurance offers comprehensive coverage that prioritizes your peace of mind, benefiting both you and your beloved companions:

  • Accidents & Injuries: Covering unforeseen incidents like broken bones or accidental ingestion of harmful substances, alleviating the financial burden of treatment.
  • Illnesses & Conditions: Addressing non-pre-existing illnesses and chronic conditions, providing support for veterinary expenses.
  • Dental Health: Including coverage for dental accidents and illnesses, ensuring essential dental care for your pets.
  • Cancer Care: Assisting with expenses related to cancer treatment and offering support during a challenging time.
  • Vet Visit Fees: Covering regular vet visits for preventive care and issue identification, prioritizing your pet’s health without financial strain.
  • Medical Procedures: Encompassing diagnostics, surgeries, and ongoing treatments, empowering you to provide necessary care.
  • Follow-up Care: Covering expenses for post-treatment follow-up visits and treatments for complete recovery.
  • Freedom of Choice: No restrictions on vet selection; you’re free to visit any licensed vet you trust. Up to 90%
  • Reimbursement: Offering reimbursement of up to 90% for eligible veterinary bills, easing costs to ensure optimal care for your pets. Your peace of mind is our priority.

How Much Does
Pet Insurance Cost?

Choose Plans Starting at Just $1 a Day with Embrace Pet Insurance, offering tailored policies designed for your pet(s) and influenced by several factors:

  • Animal Type: Different species have unique healthcare needs and costs. Prices vary for dogs, cats, birds, reptiles, and exotic pets, reflecting differences in medical treatments and potential health risks.
  • Pet Gender: Surprisingly, your pet’s gender can impact costs. Certain breeds may have specific health concerns more frequent in males or females, affecting pricing. Gender and potential reproductive costs might also play a role.
  • Age: Your pet’s age is crucial. Younger pets typically have lower premiums due to fewer pre-existing conditions. As pets age, insurance costs tend to rise with increased health risks.
  • Breed: Various breeds have differing genetic health predispositions. Purebreds or larger breeds might have higher insurance costs due to potential hereditary or musculoskeletal issues.
  • Geographic Location: Where you live influences pet insurance prices. Veterinary care expenses vary by location, with urban areas often having higher costs due to demand and operational expenses. Rural areas might offer more affordable options.

Pet Insurance Can
Help Save You Money.

In search of budget-friendly pet insurance? By answering a few questions, discounts on coverage are automatically applied. These discounts can be stacked, allowing your pet to benefit from multiple savings.

Annual Pay Discount Embrace Pet Insurance provides flexible plans tailored to your budget. Opting to pay in full can often yield additional benefits.

Multiple Pet Discount Owning multiple pets can pose challenges, but Embrace Pet Insurance makes it a bit simpler with a discount for multiple pets.

Better Pet Health Starts with a Better Plan.

Embrace Pet Insurance is Here to Help

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn’t have to be.

Call (888) 967-9005 to speak with an Embrace Pet Insurance representative, make a payment, update your policy, change your deductible, add a pet, and more.

When Does My Pet Insurance
Coverage Begin?

All good things come to those who wait. Before your pet can be enrolled, there is a short waiting period when coverage is restricted. The waiting period is 2 days for accidents, 14 days for illness, and 6 months for orthopedic conditions. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months. If you have a new pet or your pet hasn’t seen a vet in the last 12 months, you can take your pet in during the waiting period without any loss of coverage.

How Does Pet Insurance Work?

  1. Visit Any Vet
    Take your pet to any licensed vet & pay your bill.
  2. Submit a Claim Stress-free
    Follow the simple online steps or via the MyEmbrace app and submit your invoice.
  3. Get Reimbursed Fast
    Select direct deposit to get paid back in 2 days once your claim is approved.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

When you click on the “GET A FREE AND QUICK QUOTE” or “submit a claim” link, you will be taken to a site owned by Embrace Pet Insurance Agency, not Central Bark.

Central Bark has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Copyright 2005—2022 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc

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